Empowering future generations by building stronger communities


Security for loans under $3000

Household chattels that you own. For example tv, stereo, fridge, freezer, washing machine etc - you need to provide us with details of make model and serial numbers. We can’t use items that are being used on other loans or items that are on HP.

Security for loans up to $3000 and above

We will require a vehicle to be used as security for any amount above $3000. Your vehicle must have a current WOF, registration and be fully insured. Also you must hold a current restricted or full New Zealand Drivers Licence for us to be able to use your vehicle. As with your chattels we can’t use your vehicle unless it is fully paid off and not being used as security for other loans unless you are applying to have your other loans paid off by us.

Checklist for loan application

***Lending Criteria Applies***

Important Information

Investment decisions are very important. They often have long term consequences. Read all documents carefully. Ask questions. Seek advice before committing yourself.

  • The Prospectus is available online here or from any one of our Branches.
  • This Prospectus for Westforce Credit Union should be read in conjunction with the Westforce Extension 2015 Financials which cover the period from 01 September 2014 to 28 February 2015.

- Westforce Extension 2015
- Westforce Extension Certificate 2015


Westforce Credit Union Prospectus

The prospectus for the Credit Union was due to be extended by 31 May 2015.  Due to a technical oversight the prospectus extension was not completed until 8 June 2015.  This meant that four business days the Credit Union was in breach of its Trust Deed.  As soon as the error was discovered it was remedied and the Prudential Supervisor was notified.  We note that the breach was due an administrative oversight.  We are, however, giving notice to members of this matter in the interest of full disclosure. If you deposited any money with us between 31 May 2015 and 8 June 2015 then the previous financial statements contained in the prospectus would have been out of date.  The prospectus extension, registered on 8 June 2015, contains the most up to date financial statements for the credit union. You can download a copy of the latest financial statements from the Companies Office website [www.companies.govt.nz] (under "Search Other Registers"), or you can obtain this information by contacting us directly. 

  • The Investment Statement is available online here or from any one of our Branches.
  • The Qualifying Financial Entity Disclosure Statement is available online here or from any one of our Branches.

Click for our Responsible Lending Guidelines 

Click for the Anti-Money Laundering Counter & Financing of Terrorism Act 2009 HOW DOES IT AFFECT YOU? Brochure

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