Westforce Loans

Borrow for less with a loan from Westforce Credit Union.

 

Our loan have competitive interest rates, easy payment options – which could save you hundreds.
Apply for a loan online and get a quick answer or apply at one of our branches.

 

Please note: There has been an update to legislation which changes how we can lend you money. For more information about these changes, click here.

Loan Products for new and existing Westforce members

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about all our lending products are not regulated financial advice.

Car Loan

Looking for a new car? Our Car Loan can help you get on the road!

Personal Loan

We love not being a bank, it means we can offer you a personal loan that  suits your budget with our secured or unsecured Personal Loans!

Debt Consolidation Loan

Get on top of debt with a Debt Consolidation Loan.

Interest

Between 9.95% p.a – 18.00% p.a

Loan Repayments

Flexible

Terms

Up to 60 months

Fees

Click to view full list of fees

Important Information
Normal lending criteria apply and T&Cs apply.

Normal floating rates range from 16.50% p.a variable to a maximum of 18.00% p.a variable.

Minimum loan term 3 months. Maximum loan term 7 years.

^Third-party fees such as credit check, credit sense, motor check, PPSR and cloudcheck may apply. View our Interest Rates and Fees here.

Example of total cost of a Car Loan
When getting a loan it is important to consider the costs involved.

Here is an example of a total cost of a Car Loan.**

Borrowing$10,000.00
Application Fee$40.00
Disbursal Fee$25.00
Consumable Fee$5.00
Third Party Fees^$25.12
Total$10,095.12
Total Interest$2,126.96
Total Amount Payable$12,222.08

Over a 4 year term at 9.95% variable rate.

^ Example Third Party Fees include CRA $7.07, Driver License check $1.55, MOJ $0.44, PPSR $16.10

** Figures are an indication only and does not include Loan Protection Insurance.

 

Example of total cost of a Personal Loan
When getting a loan it is important to consider the costs involved.

Here is an example of a total cost of a Personal Loan.**

Borrowing$10,000.00
Application Fee$40.00
Disbursal Fee$25.00
Consumable Fee$5.00
Third Party Fees^$25.12
Total$10,095.12
Total Interest$2,126.96
Total Amount Payable$12,222.08

Over a 4 year term at 9.95% variable rate.

^ Example Third Party Fees include CRA $7.07, Driver License check $1.55, MOJ $0.44, PPSR $16.10

** Figures are an indication only and does not include Loan Protection Insurance.

 

Example of total cost of a Debt Consolidation Loan
When getting a loan it is important to consider the costs involved.

Here is an example of a total cost of a Debt Consolidation Loan.**

Borrowing$10,000.00
Application Fee$40.00
Disbursal Fee$25.00
Consumable Fee$5.00
Third Party Fees^